Here are some quick notes on how to fix your credit file. You can learn more by understanding the factors that go into creating your credit score.

Fix Credit File Tip #1: Realize you can’t fix your credit file by starting a NEW credit file. That could even be considered FRAUD.

Fix Credit File Tip #2 : Know your credit score(s). You can’t fix what you don’t know about!

Fix Credit File Tip #3: Pay off what you can as quickly as you can without incurring new debt.

Fix Credit File Tip #4: Diversify your debt between a healthy mix of different types of credit, installment loans, retail accounts, credit cards, and mortgage.

Fix Credit File Tip #5: Only apply  for new credit as part of an overall strategy so you don’t mess up your credit file. That goes back to being INFORMED!

Fix Credit File Tip #6: When you’ve done what you can and still don’t have the credit score you need because of problems with your credit file, get professional help to fix credit files!

This entry was posted on Thursday, September 20th, 2007 at 9:57 am and is filed under Credit Repair. You can follow any responses to this entry through the RSS 2.0 feed. Responses are currently closed, but you can trackback from your own site.