MalWare, Identity Theft, and Credit Scores
Malware is software that invades your computer without your knowledge, steals passwords and personal information and then sends the information to the malware creator so they can steal your identity.
Once the identity theft has taken place, they use the information to either steal directly or take your personal information to open completely new accounts that can be used to finance their lifestyles while ruining your credit so that it requires professional attention to restore.
To protect yourself fully,
1. Any computer you operate should have completely installed antivirus software like Norton. It should be updated frequently and your computer should be regularly scanned to identify and neutralize malware threats.
2. You should have a personal identity theft protection plan in place that offers ongoing monitoring and up to $1 million in liability protections for you.
3. You should begin a process of credit report repair now to identify and repair any identity theft damage that may have occurred without your knowledge.
